Insurance – Workers Compensation

Workers Compensation


Protecting your Business and its Employees

Berkley Asset Protection is proud to offer Workers Compensation insurance for our fine art, jewelry and high value asset clients. We also offer a Workers Compensation Safety Group & Dividend Plan specifically for the jewelry industry. Workers Compensation insurance provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. Our Workers Compensation policyholders can conveniently obtain all required Workers’ Compensation state posters, brochures and forms for non-monopolistic jurisdictions online, at any time.


A Dividend-Paying Program Specifically for Jewelry Businesses

Berkley Asset Protection’s Workers Compensation Safety Group & Dividend Plan, created specifically for the jewelry industry, provides an opportunity for policyholders to earn a return on workers’ comp insurance premiums – an option usually reserved for large employers.

The Workers Comp Safety Group & Dividend Plan allows policyholders to benefit from the jewelry industry’s consistently low workers compensation claims experience in the form of a cash-back dividend.


Advantages include:

  • Policyholders may receive dividends up to 35% of premium based on the group’s performance.
  • Loss control and return-to-work programs can reduce the cost of workers comp claims and help assure continued insurability.
  • Competitive, up-front pricing


Program Features

  • Dividends paid based on the Safety Group’s loss experience
  • Specially tailored loss control, claims and medical management services, which can result in a safer workplace and save policyholders money by improving loss experience and managing expenses
  • Available to jewelry businesses and related trades involved in the sale of retail jewelry, wholesale and manufacturing of jewelry, findings and parts, industry tools, gift boxes, etc.
  • Includes a $1 million limit for Employee Liability coverage