Lavalier Personal Jewelry Insurance

Lavalier Personal Jewelry


Personal Jewelry Protection That’s Comprehensive And Convenient

Individuals can apply and purchase personal jewelry insurance in just a few minutes at Nobody plans to lose or damage a treasured item of jewelry. Accidents happen. Thanks to Lavalier, jewelry owners in all 50 states can have jewelry-specific insurance coverage, along with industry-admired claims handling and personalized customer service. All at an affordable price with fast, easy online quotes and application.

Higher limits available with underwriter approval.

  • Deductible options from $0 to $25,000
  • Worldwide coverage
  • Wear and tear
  • Newly purchased jewelry for 30 days; up to 25% of policy limit or $10,000
  • Jewelry is covered while being shipped back to the jeweler for inspection and/or repair.
  • Loss Valuation - In the event that your jewelry is damaged or lost/stolen, we have you work with a jeweler of your choice to handle the repairs or replacement of the piece.
  • Territory - Named insured must permanently reside in the 50 states but coverage is worldwide.

What is covered:

  • “All risk” policy; everything is covered unless it is expressly excluded
  • Loss, damage, theft and mysterious disappearance/unexplained loss
  • Coverage limits offered at $50,000 per item, with a total policy limit of $150,000

What is not covered:

  • Manufacturer defects
  • Intentional loss or damage
  • Highly unusual situations like nuclear hazard or war


Become A Lavalier Partner

Your trusted partner for protecting your customers' treasures.

Contact us:


[email protected]

If you are a jeweler and would like to become a Lavalier partner, please complete our form at