Insurance – Jewelers Block

Jewelers Block - Committed to Insuring Jewelry Businesses


Clarity And Creativity In Protecting Jewelry And Precious Metals

We understand the unique nature of the jewelry industry, so we offer innovative insurance products, unmatched level of expertise, financial stability, and global reach to protect your changing exposures. Whether you are a retailer, wholesaler, manufacturer, designer, or any combination, Berkley Asset Protection creates value with flexible coverage, responsive claims service, and unparalleled peace of mind.

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    Custom Coverages:

    • USPS Registered Mail
    • USPS Priority Mail Express
    • Work and Operations Coverage
    • Mysterious Disappearance
    • Wearing of Jewelry
    • Replacement Cost and Agreed Value
    • Travel
    • Worldwide Coverage
    • Appraisal Liability
    • No Claims Bonus


    Areas of Expertise

    • Retailers
    • Designers
    • Manufacturers
    • Wholesalers
    • Refiners
    • Precious Metals
    • Personal Jewelry Collections
    • Watch Trade


    Add Business Insurance Coverage For Total Protection

    We can combine custom-designed business insurance with our Jewelers Block policies to deliver a comprehensive insurance solution for your specific business needs. We apply a single deductible to both policies. This means that in the event of a loss that damages the property as well as the jewelry, you pay only one deductible.

    • Property Insurance for owned or leased locations
    • Business personal property such as furniture, office equipment and tenant improvements
    • Loss of income when your business is interrupted
    • General Liability for bodily injury, property damage and medical payments
    • Umbrella Insurance for high limits of liability insurance
    • Workers' Compensation to provide wage replacement and medical benefits to employees injured on the job
    • Workers' Compensation Safety Group, exclusively for jewelry businesses; also includes a dividend program, loss control, claims and medical management services
    • Employment Practices Liability to protect and defend against claims of harassment and discrimination


    Specific Competencies

    • Empowered jewelers block underwriters
    • Expansive product and
      market knowledge
    • Industry-renowned claims
    • Customized loss consulting
    • Personalized customer
    • Global coverage