Lavalier Personal Jewelry Campaign

Here is how Lavalier works. Watch the video to learn more.

What is covered:

• “All risk” policy; everything is covered unless it is expressly excluded
• Loss, damage, theft and mysterious disappearance/unexplained loss
• Coverage limits offered at $50,000 per item, with a total policy limit of $150,000

Higher limits available with underwriter approval.

• Deductible options from $0 to $25,000
• Worldwide coverage
• Wear and tear
• Newly purchased jewelry for 30 days; up to 25% of policy limit or $10,000
• Jewelry is covered while being shipped back to the jeweler for inspection and/or repair.
• Loss Valuation - In the event that your jewelry is damaged or lost/stolen we have you work with a jeweler of your choice to handle the repairs or replacement of the piece.
• Territory - Named insured must permanently reside in the 50 states but coverage is worldwide.

What is not covered:

• Manufacturer defects
• Intentional loss or damage
• Highly unusual situations like nuclear hazard or war